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Paying Your Bill / Payment Options

Bank Draft | SpeedPay | Budget Billing | Social Security Payment | Invoice Billing

Bank Draft Program

Want to know about the easiest way to take care of your monthly utility bill? By participating in the Bank Draft Program, your bill is automatically paid on the due date, and you don't have to worry!

The forms for the Bank Draft Program are available at the Utility Department (or call 256-718-3221 and one will be mailed to you.) This form authorizes automatic bank drafts to pay your bill. The drafts will occur on the due date, so there is no penalty fee. You'll receive a bill marked "Paid by Draft" each month, so you'll know how much has been withdrawn.

Electronic Bank Draft Brochure


SpeedPay is one more method to quickly pay your bill. You can use your checking account or credit card online or call the toll free number at (866) 678-8869. There is a $4.95 fee for using Speed Pay.

Budget Billing

The Budget Billing program examines the previous 12 months' bills, determines a monthly payment amount based on that history, and in May, you reconcile by making up any shortfall or overage.

The Budget Billing Program is designed to let qualified Florence Utility residential customers pay the total of their yearly utility service bills in 12, approximately equal, payments. To qualify, you must have had service on our system for the last 12 months, and your account must have a zero balance at the time the application is processed.

Please note that your first year on the program may not cover a full 12 months, depending on when you enter the program. Regardless of when you enter the program, your account will be balanced with the May billing of each year and a new budget amount calculated for the next budget billing period (12 months).

Calculation of Budget Billing amount:

If you have lived at your present address for 12 months or more, your budget billing amount will be your last 12 months' average utility bill plus 5%. If you have lived at your present address for less than 12 months, we will estimate your average usage. This will vary from your actual usage because of factors such as the number and ages of family members and the size of the living space. This may cause a larger balance with the May billing if your actual usage is greater than our estimate.

Yearly Adjustment:

The monthly budget billing amount will apply until May. In May, the account will be balanced to zero. A credit amount will be deducted from your account. A debit amount will be billed to you. The budget billing amount will be recalculated for the next budget billing period (12 months) based upon your last 12 months' usage.

Closing Budget Account:

Either Florence Utilities or the customer may cancel the agreement covering the budget plan at any time. All credits or debits must be paid in full at the termination of this agreement.

If a Budget Billing payment is missed:

Your monthly budget billing amount must be paid each month, regardless of any credit you may have on your account. If the payment is not received by the due date, there will be a penalty added to the monthly budget billing amount. If the account is not paid, we may remove you from the program and the account must be paid in full at that time.

Usage on your bill:

Your monthly utility bill will disclose your usage for the month. This will allow you to monitor your usage.

Your Monthly Bill:

Your monthly bill will have all the same information that you receive now. The amount due will still be shown in the upper right-hand corner and at the bottom of the bill. In addition, there will be an added line showing the prior balance of your account. If you have a heat pump loan, a Project Help donation, a mobile service loop payment, or any other miscellaneous payment, these amounts will be added to the monthly budget billing amount which will then be due on the due date.

For more information on any of these programs, call 256-760-6512.

Social Security Payment Program

The Social Security Payment Program allows customers receiving Social Security benefits to move the due date of their utility bills to a date after they should have received their checks. This will allow them to avoid the penalty for late payment if payment is made by the new due date. The new dates, assigned by Florence Utilities, will be the 5th, 6th, 9th, or 11th, depending upon the location of the service address.

This program is solely for residential customers and only for their primary residence. The customer's account must be paid in full at the time of the application. Customers who qualify shall complete an application prior to acceptance.

The customer has the right to end his participation in the program at any time. If participation in this program fails to show positive effects in assisting the customer in the timely payment of his utility bill, Florence Utilities reserves the right to return the customer's account to the billing date applicable to its service address. Upon termination of participation by either Florence Utilities or the customer, any outstanding bill will be governed by its existing due date.

Should you decide to move from your current location, a final bill will be billed the following workday after disconnection and will be due by the due date stated on the final bill.

Florence Utilities reserves the right to discontinue the program at its discretion.

Invoice Billing Program

Rules and Regulations

Invoice Billing is designed to let qualifying Florence Utility customers have multiple accounts billed on the same utility bill with the one due date. This will allow you to write one check for all of your utility bills each month.

To qualify for this program, you must meet the following requirements:

  1. All accounts to be included on the invoice bill must be in the same name.
  2. Your accounts must be paid in full at the time the application is processed.
  3. You must have 5 or more accounts that you want on the invoice bill.
  4. You must notify us of which accounts you would like to include on the invoice bill. You may not want to include all of your bills on the invoice or you may add accounts in the future.
Copyright 2008  |  City of Florence, AL; U.S.A.

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